We take care of your debt,
you focus on your wellbeing.
Support when you need it most.
Differences have we made for our customers
71%
$1040Average client saving per month*
0.38%We want to help free
you from your debt.
My Peace of Mind provides Debt Negotiation Services that assists individuals who are struggling to repay their debts.
We offer short term, long-term or immediate solutions tailored to your individual circumstance that's affordable for you and works for your creditors.
The Services we offer
My Peace of Mind offers three solutions for our customers, which are all non-formal debt agreements:
Short-Term Payment Plan
Suitable for customers in temporary financial difficulty and includes freezing the repayments and interest over a short term of 2-6 months providing the customer relief & time to get back on top of their finances.
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Long-Term
Payment Plan
Ideal for customers in serious financial hardship that have limited options other than bankruptcy. We will renegotiate the agreement terms and request an extension for 5-10 years with a reduction/freeze on the interest rate.
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Full & Final
Payment
Customers who have access to capital, and have overextended themselves, may wish to finalise and pay out their debts with one payment. We will negotiate a final payout figure that is at a reduced amount and affordable amount.
Real Client StoriesThe Benefits of our Services
Clean Credit Rating
It will not affect your credit score.
Stop the Harassing Phone Calls
Immediately stops the barrage of phone calls and open the communication lines for negotiation.
Fixed Rate Fee
We offer fixed rate fees, totally regardless of how many debts you have.
Avoid Bankruptcy
Our services are designed to help you now, and in the future. We do not offer bankruptcy or Part IX debt agreements that impair your ability to borrow in the future.
Educated and Empowered
We provide budgeting tools and tips for our customers to be empowered to manage their finances.
Get Back on Track
With reduced monthly repayments and interest rate, we give you the time you need to get your finances back on track.
If we can not significantly reduce your
repayments, we will not take on your case.
This is our guarantee.
Thank You!
We just wanted to say a massive thank you for everything you have done to help us these last few months! We are finally debt-free, and can plan for our future!
We couldn't have managed it without your help.
- David and Maree, Gold Coast
Read more about how we have helped people just like you!!
Frequently Asked Questions
Q What types of loans can you help me with?
A We help Australians struggling to repay their unsecured debts, such as credit cards and personal loans, we also negotiate car loans.
Q Does this process affect my credit rating?
A No. A non-formal debt negotiation agreement does not negatively affect your credit rating. We want to keep your credit rating clean.
Q What if I have already defaulted?
A It is best that you come to My Peace of Mind before you default, but we can still work with customers that have been defaulted by the lender.
"We take care of your debt, you focus on your wellbeing."
